Inheritance Tax Master Class
Protecting Your Family's Wealth Without Unnecessary Complexity... and Making Life Easier for Your Executors
Understand inheritance tax without the legal jargon, scare tactics or unnecessarily complicated planning.
For most families, inheritance tax planning doesn't need to be complicated. It simply needs to be effective enough to reduce unnecessary inheritance tax and probate costs and leave your executors in the strongest possible position.
This isn't about complicated tax avoidance schemes.
It's about understanding the rules well enough to make sensible decisions, preserve more of your family's wealth and ensure that, when the time comes, your executors have the knowledge and information they need to administer your estate with confidence.
My two objectives-
1. Help you protect more of your family's wealth during your lifetime and after your death
2. Show you how to keep full and proper records so that your executors are fully equipped to administer your estate with confidence.
Imagine your executors opening a folder and finding everything they need: a breakdown of your assets, pensions, gifts, important documents, key information and passwords, so they can administer your estate confidently and claim every inheritance tax allowance available.
Good planning can preserve many thousands of pounds that might otherwise be lost to unnecessary inheritance tax, avoidable probate costs and expensive mistakes. If this masterclass helps your family achieve that, then £297 could prove to be one of the best investments you ever make.
Join Deborah Wise, STEP-qualified estate planner, former solicitor and trusted educator, for a four-session online masterclass designed to help you protect more of your family's wealth and make life easier for those you leave behind.
You'll receive practical guidance, downloadable resources and access to the session recordings for life.
Not only that but you'll have immediate access to any updates following a change in the Law AND the option to join me on any live sessions I run. The next LIVE sessions will run on the following dates at 7pm:
Monday 16th November, Wednesday 18th November, Monday 23rd November and Wednesday 25th November
Expert Guidance
Learn from Deborah Wise, a STEP-qualified former solicitor with over 20 years' experience helping families protect their wealth
Practical Planning
Understand the Inheritance Tax rules, exemptions and reliefs that really matter, without complicated jargon or unnecessary schemes
Confidence for the Future
Leave with a clear action plan to help protect more of your estate for the people you love
What the first cohort of attendees are saying
The Inheritance Tax Masterclass ran for the first time in August 2026. After the final session, I asked the first cohort to give me their candid feedback on the content, the level of detail, the resources and whether they felt the Masterclass represented good value for money.
Here’s what they told me…
⭐ “The content is easily worth £500–£600”
“A heartfelt thank you for an absolutely first-class Masterclass series. I learnt an extraordinary amount.
The great strength of the course, for me, was the combination of sufficient detail to understand the key elements of IHT, practical suggestions for mitigating IHT exposures and clear illustrations of IHT planning put into practice.
Your enthusiasm and energy made what is a daunting, and potentially dull, topic a genuinely enjoyable experience.
The course made me appreciate how easy it is to unwittingly increase one’s IHT exposure or fall foul of the intricacies of IHT. The level of detail was about right — any less detail and there would have been a real risk of ‘a little knowledge being a dangerous thing’.
The resources are first-class.
The course was excellent value and certainly delivered beyond my expectations in terms of its breadth and depth of coverage. I think the content is easily worth £500–£600.”
— Keith
⭐ “Your course really did fit the bill for me”
“I was beginning to realise that I needed more help to understand a variety of matters such as IHT, the role of executor, attorney, Wills and Probate — mainly with regard to my elderly mother’s estate but also, going forward, that of my own and my husband’s.
I had been struggling to find adequate resources and didn’t really know where to go to pull it all together better. I did have a basic level of understanding and we do have a financial adviser and a solicitor, Wills and LPAs, but I felt I needed a much better level of understanding to facilitate future conversations and actions.
Your course really did fit the bill for me. The depth might in time prove to be very valuable. It will certainly help me go into future conversations with relevant professionals with a lot more awareness and understanding.
I thought the structure worked well and the length of each session was about right.
For that level of professional delivery, commitment and preparation it was a fair price. You’ve offered a unique service in a very user-friendly way.”
— Heather
⭐ “Fabulous course. Feel so much more knowledgeable”
“Fabulous course. Really informative and enjoyable. Feel so much more knowledgeable.
All the supporting material is excellent and provides a fantastic starting point.
I quite liked having the sessions close together as it kept up the momentum!”
— Amelia
⭐ “As a result of the classes, I will put this into effect”
“Thank you for an excellent series of Masterclasses.
I think that the pricing was right and well worth the cost.
I thought that the advice about giving from excess income was particularly valuable. Also the advice about keeping good records. As a result of the classes, I will put this into effect.
My wife and I will also update our Wills as these were last done about 20 years ago and we will look at getting an estate and/or financial planner.
The information about pensions was really helpful, as these will put us much higher in the IHT stakes.
The information that you provided was the right depth for me. I felt that four sessions was about right and the length of time for each one was right as well.
I felt that you covered everything with regard to IHT to the right level.
I have already spoken to other people about the Masterclasses and have recommended them to others.”
— David
⭐ “I think some of those points will result in extra IHT savings that I was not aware of”
“I found the course very useful, covering ground and subtleties that I was not aware of, with subtle points that can have significant implications if overlooked.
I think some of those points will result in extra IHT savings that I was not aware of.
I particularly found the detail around the rules, allowances and gifting valuable. The level was good and detailed enough.
I preferred the four-session format and would not have liked more sessions or longer sessions. All questions were answered.
The resources were good.
Zoom worked very well and I found you easy to watch and understand.”
— Anthony
⭐ “It gave me the information to understand what I need to do to get organised”
“I found your Masterclass really useful. I really enjoyed it and found it super useful.
It gave me the information to understand what I need to do to get organised.
The options for gifting were particularly interesting — and how to do it correctly, recording as you go.
Having the recordings and slides to go back to was really useful if I needed to recap anything.
The resources are great, especially as we will have access to updates as things change.
I found the whole course interesting, clear to follow and informative. You presented information that could have been dry and difficult to follow with warmth and enthusiasm. I liked having the real-life examples to aid understanding.
I think the cost is just right, especially if resources are available and updated as things change. The cost is an investment and introduction to what needs to be put in place.
I plan to book a Zoom call with you to help me bottom out my own personal circumstances.”
— Carol
⭐ “Lots of seeds planted”
“Lots of seeds planted and it’s so good to have the ability to go back and listen to all the information as and when I need to.
Thanks for all your hard work.”
— Janet
⭐ “It certainly represented good value for money”
“I enjoyed it very much and found it very useful.
The session I found most useful was the one about gifting. I wasn’t aware of all the regulations which are now much clearer.
As a complete novice I had a lot to learn, but I think you covered everything that was important.
The resources are all really useful. I don’t think there is anything more you could have provided.
Everything worked really well.
I think the cost was pitched just right. It certainly represented good value for money in terms of your expertise and the resources provided now and in the future.”
— Tina
Imagine a future where your family's wealth is protected from unnecessary inheritance tax, avoidable probate costs and expensive mistakes... and your Executors know exactly what to do
Signing up for my Master Class will equip you with the knowledge to make that future a reality.
The Master Class costs £297 and gives you access not only to the full teaching (split into four videos, one for each Module) but also to the practical guides, sample documents, forms and resources that accompany each Module. Here's a summary-
MODULE ONE – What’s your Inheritance Tax liability?
We start at the beginning. You’ll learn how Inheritance Tax works, how to calculate your potential liability and, importantly, how to value your estate correctly. We also look at the forthcoming changes to the treatment of pensions from April 2027 and why good estate records can make such an enormous difference for the people who eventually have to administer your estate.
Included with Module One:
- Guide- Inheritance Tax - The Basics
- Estate Planning Record
- Full presentation slides
MODULE TWO – Reducing IHT by building the right foundations
Before you start giving assets away or considering more complicated planning, you need to make sure the foundations are right. We look at whether your Will is structured as tax-efficiently as it could be and how your other arrangements fit alongside it, including pension nominations, Lasting Powers of Attorney, letters of wishes, life assurance, discretionary Will trusts, Deeds of Variation and when they may be useful.
Included with Module Two:
- Sample Letter of Wishes for a Property and Financial Affairs LPA
- Sample Letter of Wishes for a Health and Welfare LPA
- Sample Letter of Wishes to the trustees of a discretionary Will trust
- Sample pension nomination form – which can often be preferable to simply relying on a provider's standard form
- My article “Tax Efficient Wills for Couples”
-Life Interest Will Structures
-Nil Rate Band Discretionary Trust Will Structures
-How to deal with a Life Interest Trust after the first death
-How to deal with a Nil Rate Band Discretionary Trust after the first death
- Full presentation slides
MODULE THREE – Making lifetime gifts without costly mistakes
Gifting can be one of the most effective ways of reducing an eventual Inheritance Tax bill – but only if you understand the rules. In this module, I take you through the different types of lifetime gifts, the exemptions and reliefs available, the seven-year rule and how the different rules interact. Just as importantly, I show you how to record your gifts properly.
Making a gift is only part of the job. If your executors cannot demonstrate years later why a particular exemption should apply, valuable tax relief can potentially be much harder to establish. The aim is to give your executors the best possible opportunity of claiming the exemptions and reliefs available – while making the administration of your estate considerably easier.
Included with Module Three:
- IHT403 – the HMRC form used for recording lifetime gifts
- Sample Statement of Intention for regular gift-making
- My guide to giving and recording gifts as a married couple
- Full presentation slides
MODULE FOUR – Property, investments and advanced IHT planning
In the final module we move into some of the areas where Inheritance Tax planning becomes more complex. We look at the planning possibilities surrounding your main home and other properties, including the very important gift with reservation of benefit rules – what can inadvertently create a reservation of benefit and what you need to consider if you want a gift to be effective for IHT purposes.
We also look further at pensions and consider Business Property Relief, including investment in qualifying companies on the Alternative Investment Market (AIM). Finally, I introduce some of the more sophisticated IHT planning structures that you may hear discussed by financial planners, including Loan Trusts, Discounted Gift Trusts, Flexible Reversionary Trusts and Family Investment Companies (FICs).
The purpose isn't to turn you into a financial planner. It is to give you enough understanding to know what these arrangements actually do, why somebody might use them and what questions you should be asking before deciding whether one is appropriate for you.
Included with Module Four:
Full presentation slides
